Online shopping is easy to love. What’s more fun than finding what you need.
What to do? Don’t click that buy button until you check out these tips to help you do safe online shopping.
1. Shop where you trust
Shopping IRL (in real life) offers this advantage: You’ll usually know the business and the inventory exist. But on the web, some businesses are fabricated by people who just want your credit card information and other personal details. Consider doing online business only with retailers you trust and have shopped with before.
2. Size up the business
Break out your detective skills when you want to buy something from a new merchant. Does the company interact with a social media following? What do its customer reviews say? Does it have a history of scam reports or complaints at the Better Business Bureau? Take it one step further by contacting the business. If there’s no email address, phone number or address for a brick-and-mortar location, that could be a red flag that it’s a fake company.
3. Beware rock-bottom prices
If a website offers something that looks too good to be true—like rock-bottom prices or an endless supply of free smartphones—then it probably is. Use similar websites to compare prices and pictures of the merchandise. Perpetually low prices could be a red flag that the business doesn’t have those items in stock. The website may exist only to get your personal information.
4. Avoid public Wi-Fi
Wi-Fi networks use public airwaves. With a little tech know-how and the freely available Wi-Fi password at your favorite coffee shop, someone can intercept what you’re looking at on the web. That can include emails, browsing history or passwords. Shopping online usually means giving out information that an identity thief would love to grab, including your name and credit card information. Bottom line: It’s never a good idea to shop online or log in to any website while you’re connected to public Wi-Fi.
5. Use a VPN
If you must shop online on public Wi-Fi, use a VPN (virtual private network). A VPN creates an encrypted connection between your computer and the VPN server. Think of it as a tunnel your Internet traffic goes through while you browse the web. Hackers lurking nearby can’t intercept it, even if they have the password for the Wi-Fi network you’re using. A VPN means you’ll likely have a safe way to shop online while you’re on public Wi-Fi.
6. Use a strong password
If someone has the password to your account, they can log in, change the shipping address, and order things while you get stuck with the bill. Help keep your account safe by locking it with a strong password. Here are some tips on how:
Use a complex set of lowercase and uppercase numbers, letters, and symbols.
Avoid words that come from a dictionary.
Don’t use personal information that others can find or guess, such as birthdates, your kids’ names or your favorite color.
And don’t use the same password—however strong—on multiple accounts. A data breach at one company could give criminals access to your other, shared-password accounts.
7. Check out the webpage security
You’ve probably seen that small lock icon in the corner of your URL field. That lock signals you that the web page you’re on has privacy protection installed. It’s called a “secure sockets layer.” Plus, the URL will start with “https,” for “hyper text transfer protocol secure.” These websites mask and transfer data you share, typically on pages that ask for passwords or financial info. If you don’t see that lock or the “s” after “http,” then the webpage isn’t secure. Because there is no privacy protection attached to these pages, we suggest you exer
